 
Major events of this
period
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Homes for
All
From SIT to HDB
The Singapore Improvement Trust (SIT) was set up in
the 1920s to solve the problems of slums and housing
shortage. From 1936 to 1941, the SIT built the first
public housing satellite town of Tiong Bahru.
Construction activity was slow until after World
War II, when over 20,000 units were built between
1947 and 1959, mainly in the Alexandra and Queenstown
areas. Unfortunately, SIT's effectiveness was
undermined by the lack of official backing and
funding, and its involvement in other projects like
road construction.
The Housing and Development Board (HDB) was set up
as a statutory board on February 1960. With strong
government support, the HDB was able to build 700,000
flats over 35 years to house 86 per cent of the
population.
The HDB became Singapore's sole public housing
authority in 1982, after taking over estates
previously managed by Jurong Town Corporation and the
Housing and Urban Development Company (HUDC).
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Future
HDB estates to have own identity
(ST, Feb 2, 1979)
Distinct architectural identities90,000
HDB flats to be built over next 5 years
(ST, Dec 31, 1991)
Bigger and better flats
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Home sweet home
From 1974 to 1981, six new towns were developed:
Clementi, Yishun, Hougang, Jurong East and West,
Tampines and Bukit Batok. Effort was also made to
give each new town distinct architectural features.
Improved five-room flats were introduced to meet
the demand for larger flat types. This was followed
by executive flats in the 1980s to meet the housing
needs of the middle-income group who could not afford
private property.
The HDB's new-town development in Serangoon and
Bishan started in 1983/1984. These projects marked a
new attempt to blend public housing developments with
existing private housing estates.
The HDB also introduced the Design-and-Build
Scheme in 1992 to add more variety and choice in flat
design. Private companies helped to design and
construct the flats.
Income ceilings
The HDB's Home Ownership Scheme was introduced in
1964. A main criteria for flat application was that
the monthly income earned by the applicant's
household should not exceed certain limits set by the
HDB. Over the years, these income ceilings have been
gradually raised:
| 1964 |
$1,000 for all flat types (2- and 3-room
flats) |
| 1970 |
$1,200 for all flat types |
| 1971 |
Introduction of $1,500 income ceiling for
5-room flats |
| 1979 |
$1,500 for 3- and 4-room flats, $2,000
for 5-room flats, $3,500 for executive flats |
| 1982 |
Income ceiling for 5-room flats raised to
$3,500 |
| 1985 |
$4,000 for all flat types |
| 1989 |
$5,000 for all flat types |
| 1991 |
$6,000 for all flat types |
| 1992 |
$7,000 for all flat types |
| 1994 |
$8,000 for all flat types |
Sale and resale of flats
In 1974, the HDB introduced the zoning register in
which housing estates were grouped into geographical
zones. Applicants were still assigned flats on a
first-come-first-served basis as in the previous
system, except that under the new scheme, applicants
had to first select a zone from which they would be
offered flats.
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HDB
starts its new booking system
(ST, July 4, 1989)
New booking system |
In 1989, the waiting list system was replaced by
the booking system. New and resale HDB flats were
allocated based on ethnic proportions to prevent the
re-formation of racial enclaves. For example, the
Malays had at one time preferred to live in Bedok and
Tampines, while Chinese preferred Ang Mo Kio and
Hougang.
Home ownership restrictions were also lifted to
allow Singapore Permanent Resident families to buy
resale HDB/HUDC flats.
Starting from 1991, single citizens aged 35 and
above are allowed to purchase 3-room or smaller
resale flats in estates outside the central area.
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New
queueing system for HDB flat applicants
(ST, Aug 27, 1994) |
In 1994, the balloting system was replaced by the
queueing system. The balloting system was retained
for matured estates. To encourage families to live
closer together, the Government gave a $30,000
housing grant for buying resale flats .
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| Town
councils for better estates
(ST, Sept 26, 1989) |

Town councils and upgrading
In 1986, town councils were formed in Ang Mo Kio. The
idea behind town councils is for residents to
collectively manage their estates. More town councils
were formed over the next few years after 1988.
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HDB
upgrading : Work on six neighbourhoods starts from next
week
(ST, Feb 4, 1993) |
The Upgrading Programme was launched in 1993 to
progressively spruce up the older housing estates. A
new scheme was also implemented to allow owners of
3-room or smaller flats to buy an adjoining 3-room or
smaller flat in the open market for conversion to a
bigger flat.
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Housing
schemes help 4,000 families
(ST, March 1, 1995)
Helping the poor |
For the poor
In 1994, the Government announced that it was taking
a four-pronged approach to help low-income families
own HDB flats. These four measures are:
- the sale of rental flats to sitting tenants;
- the sale of three-room flats purchased by HDB
from the open market;
- the sale of four-room budget flats; and
- priority allocation of three- and four-room
flats to HDB rental flat tenants.
Housing for the future
Flat applicants now want larger flats with better
finishes and surroundings. The HDB is redeveloping
estates with low density, or selected blocks which
can be redeveloped with adjacent vacant land, into
more intensive housing developments. The HDB is also
continuing its upgrading programmes.
In June 1996, the first batch of executive
condominiums was launched to provide another housing
option to HDB upgraders and young couples buying
their first home. These flats will convert into
private properties 10 years after completion.
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